Complete USSD Codes in Kenya
Access M-PESA, Banking, Government Services & More — No Internet Required
In a world obsessed with apps and smartphones, one of the most powerful digital tools is hiding in plain sight. It works on any phone, doesn't need mobile data, and connects you instantly to the services you need most — from banking and health care to government programs.
Whether you're on Safaricom, Airtel, or Telkom… whether you use M-PESA, Equity, SHA, Hustler Fund, or eCitizen… there's a code that unlocks it.
We've compiled the most complete, up-to-date list of USSD codes in Kenya — so you never get locked out of your money, your healthcare, or your opportunities again.
Popular Services in Kenya Most Used
| # | Service | USSD Code | Description |
|---|---|---|---|
| 1 | Kenya Power | *977# | Buy tokens, report incidents, manage meters |
| 2 | Taifa Care (SHA) | *147# | Make your Taifa care premium payments |
| 3 | Hustler Fund | *254# | Access Kenyan government loans |
| 4 | E-Citizen | *222# | Access Kenyan government services |
| 5 | NSSF | *303# | National Social Security Fund |
| 6 | Tingg | *369# | Buy Airtime for any sim card through M-Pesa/Airtel money |
| 7 | HELB (Student Loans) | *642# | HELB mobile platform |
| 8 | Credo Faster | *264# | Buy airtime for any line through M-Pesa |
Safaricom USSD Codes 36 Codes
Safaricom is the largest mobile network operator in Kenya. One of the easiest ways to access these services is through short codes.
| # | Service | USSD Code | Description |
|---|---|---|---|
| 1 | Main Menu (Prepaid) | *100# | Access main Safaricom menu for prepaid users |
| 2 | Main Menu (Postpaid) | *200# | Access main Safaricom menu for postpaid users |
| 3 | M-Pesa Menu | *334# | Access M-Pesa services |
| 4 | Safaricom Services | *456# | Access various Safaricom services |
| 5 | Tunukiwa Deals | *444# | Access exclusive deals and offers |
| 6 | SIM Registration | *106# | Register or check SIM registration status |
| 7 | Sambaza Airtime | *485*140*amount*number# | Transfer airtime to another number |
| 8 | Bonga Points | *456*3# | Check and redeem Bonga Points |
| 9 | Please Call Me | *130*phone# | Send a call-back request |
| 10 | Skiza Tunes | *811# | Manage your caller tunes |
| 11 | Home Fiber | *400# | Manage home fiber services |
| 12 | Airtime Balance | *144# | Check your airtime balance |
| 13 | Data Bundles | *544# | Buy data bundles |
| 14 | Data Balance | *450# | Check data balance |
| 15 | SMS Bundles | *188# | Buy SMS bundles |
Pro Tip: Bookmark Your Favorites
Save the most frequently used codes in your phone's notes or contacts for quick access. Most people only need 5-10 codes regularly!
Airtel USSD Codes 19 Codes
Airtel hasn't just survived in the shadow of a giant — it's thrived. New products, fresh upgrades, and a renewed focus on user experience have kept it sharp.
| # | Service | USSD Code | Description |
|---|---|---|---|
| 1 | Main Menu | *100# | Access Airtel main menu |
| 2 | Airtel Money | *334# | Access Airtel Money services |
| 3 | Airtime Balance | *133# | Check airtime balance |
| 4 | Buy Data | *544# | Purchase data bundles |
| 5 | Kopa Kredo | *310# | Borrow credit service |
| 6 | Zawadi Points | *326# | Check and redeem Zawadi loyalty points |
Telkom Short Codes 18 Codes
Telkom continues to quietly serve millions of Kenyans. Whether you're buying airtime, checking balances, or exploring new offers, these short codes are your direct line.
| # | Service | USSD Code | Description |
|---|---|---|---|
| 1 | Main Menu | *100# | Access Telkom main menu |
| 2 | T-Kash | *160# | Access T-Kash mobile money services |
| 3 | Airtime Balance | *131# | Check your airtime balance |
| 4 | Buy Data Bundles | *544# | Purchase data bundles |
| 5 | Niaje Bundles | *10# | Access Niaje bundle offers |
| 6 | Ziada Points | *126# | Access Ziada loyalty points |
Mobile Banking Codes 35 Banks
USSD banking — a tool most people overlook but those in the know rely on every day. No internet. No app. Just your phone keypad.
| # | Bank | USSD Code | Paybill |
|---|---|---|---|
| 1 | KCB | *522# | 522522 |
| 2 | Equity Bank | *247# | 247247 |
| 3 | Co-operative Bank | *667# | 400200 |
| 4 | Absa Bank | *224# | 303030 |
| 5 | Standard Chartered | *722# | 329329 |
| 6 | Family Bank | *325# | 222111 |
| 7 | DTB | *385# | 516600 |
| 8 | I&M Bank | *458# | 542542 |
| 9 | Ecobank | *335# | 700201 |
| 10 | Stanbic Bank | *208# | 600100 |
Security Reminder
Never share your USSD codes, PINs, or passwords with anyone. Banks and service providers will never ask for this information via SMS or phone calls.
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